Media Insurance
Specialist insurance for film, TV and entertainment professionals
Media insurance provides specialist cover for professionals and businesses operating in film, television, digital content, and the wider creative industries. Policies can include protection for equipment, productions, public liability, professional indemnity, and employers’ liability, depending on your activities.
Combined media, film, television production and entertainment insurance
Media insurance is a specialism here, not a sideline. Ratcliffes is one of the few UK commercial brokers that focus on it, and our team has handled it for years.
We can provide cover for you or your company, whatever your area of the media industry. That includes camera operators, production companies, actors, make-up artists, individual and short-term film and TV projects, and video walls.
We offer short-term policies and annual policies for individuals and businesses for specific trades or for full film or TV productions.
Our policies cover own kit, hired in kit, public liability and employers’ liability, plus additional covers that each policy summary spells out.
Combined media policy
Our combined media policy is for specific trades such as camera operators, actors, make-up artists, video walls, sound recordists etc.
These policies are available on an annual or short period basis.
The following covers are optional:
- Own Kit
- Hired in Kit
- Public Liability
- Employers’ liability
And the following covers come built in to your policy:
- Alternative Hire Costs
- Loss of Hire Fees
- Legal Expenses
- Continuing Hire Charges
Combined film & TV production policy
Our film & TV production policy is for short films, TV commercials, music videos, films, TV programmes or box sets etc.
These policies are available on an annual or short period basis.
The following covers are optional:
- Own Kit
- Hired in Kit
- Public & Employers’ Liability
- Material damage cover for items used in production, such as sets
These added covers come as standard:
- Negatives, Digital & Videotape
- Reshoot Cover
- Key Man Cover
- Equipment Cover
- Commercial Producers Indemnity
- Legal Expenses
To obtain a quotation please call Craig on 01242 544515 or email us at media@ratcliffes.co.uk
We also have specialist media schemes for Income Protection/Personal Accident and Commercial Motor.
Frequently asked questions
What is the difference between the Combined Media Policy and the Film & TV Production Policy?
The Combined Media Policy suits specific trades such as camera operators, actors, make‑up artists, video walls and sound recordists. We arrange the Film & TV Production Policy for individual productions such as short films, TV commercials, music videos, TV programmes or box sets.
Which professionals can media insurance cover?
We can arrange media insurance for professionals and businesses across the media sector. That includes production companies, camera operators, actors, make‑up artists, sound recordists and other specialists working on film, television and entertainment projects.
Can I arrange cover for a short‑term project?
Yes. We offer both short‑term and annual policies, so you can arrange cover for individual productions, specific trades or ongoing business activities.
What equipment can I insure?
Policies can include cover for own kit and hired‑in kit. This may protect cameras, lighting, sound equipment and other specialist production equipment, subject to the terms of the policy.
What covers come as standard?
Depending on the policy you arrange, standard covers may include items such as Alternative Hire Costs, Loss of Hire Fees, Legal Expenses, Reshoot Cover, Key Man Cover and Commercial Producers Indemnity. The relevant policy summary confirms the full details.
Our media team
Michael Ratcliffe MBE and Craig Snow handle media insurance themselves, from quotes and cover changes to claims. Their direct contact details are below.
Michael Ratcliffe MBE
CEO
Craig Snow
Project Manager
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