Insights
Read Ratcliffes’ posts for expert insights on insurance. Discover tips, updates, and industry news to help protect your business.
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Smart tachograph rules from July 2026: what UK haulage operators should check now
Read article: Smart tachograph rules from July 2026: what UK haulage operators should check nowWhat UK haulage, courier and mixed fleet operators should check under July 2026 Smart Tachograph 2 rules.
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Higher MOT centre charges: what HGV and trailer operators should check now
Read article: Higher MOT centre charges: what HGV and trailer operators should check nowHigher HGV and trailer MOT centre charges may affect fleet budgets, downtime, maintenance records and insurance reviews.
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EES border delays: what international operators should check before the next EU trip
Read article: EES border delays: what international operators should check before the next EU tripEES border delays could affect UK international operators. Check routes, drivers, goods in transit and insurance evidence before EU trips.
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Reversing vehicles in yards: what operators should check after the latest HSE prosecution
Read article: Reversing vehicles in yards: what operators should check after the latest HSE prosecutionA recent HSE prosecution highlights reversing risks in yards. See what operators should check on layout, pedestrians and cover.
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Employers’ liability insurance: why casual labour can still create a serious cover problem
Read article: Employers’ liability insurance: why casual labour can still create a serious cover problemCasual labour, temporary help and subcontractors can still create employers’ liability risks. Check your cover before a claim.
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World Cup flags on trucks: what operators should check
Read article: World Cup flags on trucks: what operators should checkBefore flying World Cup flags from trucks or vans, check visibility, secure fittings and insurance implications for work vehicles.
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Proposed seat belt penalties: what fleet operators should review now
Read article: Proposed seat belt penalties: what fleet operators should review nowProposed seat belt penalty changes could affect driver records, fleet risk and insurance renewals. Here’s what operators should check.
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Driver eyesight checks: why vision evidence matters for fleet risk
Read article: Driver eyesight checks: why vision evidence matters for fleet riskDriver eyesight checks can support fleet risk management, licence compliance and insurance renewal discussions.
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Working in extreme heat: what businesses should check before staff are put at risk
Read article: Working in extreme heat: what businesses should check before staff are put at riskCheck how extreme heat can affect staff, drivers and fleet operations, and what businesses should review before risks increase.
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World Cup late nights and morning-after driving: what operators should check
Read article: World Cup late nights and morning-after driving: what operators should checkLate World Cup matches can affect morning driving. Check alcohol, fatigue, driver fitness and fleet insurance risks.
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AI road cameras in Scotland: what fleet operators should remind drivers now
Read article: AI road cameras in Scotland: what fleet operators should remind drivers nowAI road camera trials are a reminder for fleet operators to review phone, seatbelt and driver safety rules.
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Skip yards, conveyors and serious injury: where plant risk meets insurance
Read article: Skip yards, conveyors and serious injury: where plant risk meets insuranceA recent skip and recycling prosecution highlights why transport-linked businesses should review yard plant, machinery risk and insurance cover.