Insights
Read Ratcliffes’ posts for expert insights on insurance. Discover tips, updates, and industry news to help protect your business.
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New €3 EU customs duty on low-value parcels: what UK sellers and couriers should check
Read article: New €3 EU customs duty on low-value parcels: what UK sellers and couriers should checkLow-value parcels sent to EU customers may face a new €3 customs duty from 1 July 2026. Here is what UK sellers and couriers should check.
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European border queues: what business travellers should check before they go
Read article: European border queues: what business travellers should check before they goEuropean border delays can disrupt business travel. Learn what employers and travellers should check before travelling and how insurance may respond.
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Software supply-chain attacks: why transport businesses should check their digital dependencies
Read article: Software supply-chain attacks: why transport businesses should check their digital dependenciesA cyber attack on a supplier can stop your business. See how transport operators can reduce software supply-chain risk and review their cyber cover.
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Group Personal Accident and annual travel cover, built for how businesses really operate
Read article: Group Personal Accident and annual travel cover, built for how businesses really operateExplore Group Personal Accident & Annual Business Travel Insurance for brokers, with flexible cover options and an online quote and policy platform.
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“I thought I was covered”: one of the biggest risks for UK businesses
Read article: “I thought I was covered”: one of the biggest risks for UK businessesUp to 80% of UK SMEs may be underinsured. Learn what underinsurance really means, common gaps, and how a proper insurance review can help.
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Looking back on 2025: a year of change and resilience
Read article: Looking back on 2025: a year of change and resilienceA UK-focused look back at 2025, covering commercial vehicle insurance trends, severe weather disruption, cyber risk and media industry pressures.
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Phishing and spoofing: why UK businesses can no longer ignore scams
Read article: Phishing and spoofing: why UK businesses can no longer ignore scamsPhishing and spoofing scams are one of the biggest risks facing UK businesses. Learn how real attacks work and how to reduce exposure.
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The Cyber Security and Resilience Bill: a simple guide for UK businesses
Read article: The Cyber Security and Resilience Bill: a simple guide for UK businessesA clear guide to the Cyber Security & Resilience Bill and what UK businesses should expect in 2026, with recent examples & practical steps to prepare.
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Autumn Budget 2025 (Part 3): what it really means for SMEs, fleets and the self‑employed
Read article: Autumn Budget 2025 (Part 3): what it really means for SMEs, fleets and the self‑employedA clear summary of what the Autumn Budget 2025 means for SMEs, fleets and the self-employed, including tax, EV plans and business costs.
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Budget 2025 (Part 2): what it could mean for SMEs, self‑employed and the wider business community
Read article: Budget 2025 (Part 2): what it could mean for SMEs, self‑employed and the wider business communityPart 2 of our Autumn Budget 2025 insight covers SME and self-employment issues, tax changes, workforce challenges & the UK’s growing investment in AI.
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Budget 2025 (Part 1): what it could mean for insurance, fuel duty, and fleet costs
Read article: Budget 2025 (Part 1): what it could mean for insurance, fuel duty, and fleet costsA clear look at how the Autumn Budget 2025 could affect fuel duty, insurance premiums, and fleet costs for couriers, hauliers, and UK SMEs.
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Spotlight on the Association of Camera Operators (ACO)
Read article: Spotlight on the Association of Camera Operators (ACO)Discover how the Association of Camera Operators (ACO) promotes excellence in camera operating, and how Ratcliffes supports this creative community.