Trucks, 1 to 4 vehicles
For small operators where every truck counts: insurance for up to four vehicles, usually quoted the same day.
Why place it with us
For an operator with one to four trucks, each vehicle carries a big share of the turnover. One off the road can mean missed loads, and one bad claim can follow your client into renewal.
Price matters in this sector, and limited markets make it harder. Our 1 to 4 vehicle team knows truck risks, and we can usually quote the same day, so your client is not left waiting for an answer.
From vans to heavy goods vehicles (HGVs), own goods or haulage, we consider most vehicle types. The direct lines are on the Our team page.
Cover you can place
A small operator needs both the vehicles and the loads protected. Through us you can place:
Vehicles we can insure
Every kind of work brings its own risks, from site traffic on construction jobs to temperature-sensitive loads in refrigerated trailers.
Whatever type of commercial vehicle your clients need to insure, and whatever business sector they operate in, Ratcliffes can help. We know the transport insurance market inside out, and can insure the following, and more:
Container work, construction, tippers, refrigerated vehicles, UK and continental haulage, low loaders, non-hazardous tankers, timber, transporters, and vehicles with cranes or grabs.
Extras worth adding
Round off your client’s cover with a few extras that deal with everyday risks: breakdowns, disputed claims and the cost of the excess after a loss. For details, call us on 01242 544 544.
- Breakdown cover for vehicles up to 7.5 tonnes gross vehicle weight, to keep your client’s vehicles on the road.
- Dashboard cameras: a premium discount, and help preventing fraudulent claims when it is one driver’s word against another’s.
- Excess reimbursement: protection against the cost of the excess after a fire, theft or fault accident claim, so a claim does not hit cash flow as hard.
Other covers we place
Got a risk to place?
Call the broker team on 01242 544 514 or email brokers@ratcliffes.co.uk.
Email the broker team