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Own goods insurance for tradesmen

Van cover for tradesmen carrying their own tools and materials, placed with Aviva or Allianz.

For a tradesman, the van is the workshop. It carries the tools, equipment and materials every job depends on, which can be worth thousands of pounds, and when it is off the road the work stops.

Tradesmen’s vans are everyday business for most brokers, and two major insurers give you a choice for every client. Through Ratcliffes for Brokers you can reach Aviva and Allianz for own goods risks without holding an account with either.

Tradesmen it suits

Own goods cover is for clients whose van is part of how they earn a living. It suits:

  • Tradesmen using a van to carry their own tools, equipment and materials
  • Trade businesses with one van or several
  • Vehicles used for the client’s own business, not for carrying other people’s goods for hire and reward

Cover you can place for trade vans

Two major insurers mean more than one route to the right fit for each client. Through us you can place:

  • Own goods motor insurance with Aviva or Allianz
  • Breakdown cover for vehicles up to 7.5 tonnes, when we place the motor policy

Clients carrying goods for others need hire and reward cover instead. See courier insurance or truck insurance for 1 to 4 vehicles.

Two major insurers through one agency

We place own goods risks with Aviva or Allianz, two major UK insurers, through one wholesale partner.

That gives you two well-known names to put in front of your client, and one agency to deal with for both.

Got a risk to place? Email brokers@ratcliffes.co.uk or call 01242 544 514 and talk it through with the team.