Insights
Read Ratcliffes’ posts for expert insights on insurance. Discover tips, updates, and industry news to help protect your business.
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UK couriers and electric vans: navigating new incentives without the hype
Read article: UK couriers and electric vans: navigating new incentives without the hypeDiscover how the UK’s £120m incentive for electric vans impacts couriers. Learn when EVs make sense, barriers to adoption, & insurance considerations.
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Why the gender gap in UK transport still matters, and what we can do about it
Read article: Why the gender gap in UK transport still matters, and what we can do about itOnly 27% of the transport workforce are women. Explore why that matters & how brokers can help address workplace inequality and reduce business risks.
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Goods in transit insurance: what it covers and why it matters
Read article: Goods in transit insurance: what it covers and why it mattersUnderstand what Goods in Transit insurance covers and why it matters for couriers, haulage firms, & fleet operators. Real examples and expert advice.
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Preparing for the UK’s Cyber Security and Resilience Bill: a wake-up call for tech businesses and beyond
Read article: Preparing for the UK’s Cyber Security and Resilience Bill: a wake-up call for tech businesses and beyondNew UK cyber laws are coming. Find out what the Cyber Security and Resilience Bill means for tech businesses and how to prepare with SWCRC support.
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The history of insurance in the UK: from ships to commercial vehicles
Read article: The history of insurance in the UK: from ships to commercial vehiclesDiscover the UK’s insurance history, from Lloyd’s Coffee House to today’s vital commercial vehicle cover for couriers and fleets.
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Cybercrime is growing, but businesses aren’t alone
Read article: Cybercrime is growing, but businesses aren’t aloneCybercrime is growing. Learn how UK businesses can get local, police-led expert help from SWCRC plus practical tips from Ratcliffes Insurance Brokers.
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Britain’s motorways: hidden history, quirks, and essential travel tips
Read article: Britain’s motorways: hidden history, quirks, and essential travel tipsDiscover Britain’s motorways with fun facts, hidden history, and essential travel tips. From Spaghetti Junction to eco-friendly charging plans
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UK unemployment 2025: how people and businesses are fighting back
Read article: UK unemployment 2025: how people and businesses are fighting backUK unemployment is rising, but so is resilience. Discover how SMEs and people are adapting in Part 2 of our 2025 unemployment insight series.
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UK unemployment on the rise in 2025: what’s really going on?
Read article: UK unemployment on the rise in 2025: what’s really going on?UK unemployment hits 4.6% in 2025. We explore who’s affected, what’s causing the shift, and how it compares to past downturns – with a human lens
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From zero clients to a national network: built one knock at a time
Read article: From zero clients to a national network: built one knock at a timeFrom a small client base to 300+ brokers, discover how Ratcliffes built a trusted name in transport insurance and why businesses still choose us today
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Travel smart: avoid common pitfalls with your insurance
Read article: Travel smart: avoid common pitfalls with your insuranceLearn how to avoid common travel insurance mistakes this summer. Tips on proper forms, health prep, and staying safe abroad with Ratcliffes Insurance.
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UK retail cyber attacks: what businesses must learn from the Co-op incident
Read article: UK retail cyber attacks: what businesses must learn from the Co-op incidentCyber attacks on Co-op, M&S and others have exposed deep vulnerabilities in UK retail. Learn what went wrong and how to protect your business.