Fleets, 5 or more vehicles

Fleet insurance with specialist teams

With five or more vehicles on the road, the risks multiply: more drivers, more miles and more chances of a claim. One bad claims year can hit the premium at renewal and put pressure on the whole operation.

Whether it is five vehicles or more, or a mixed fleet, the right markets matter. We place fleet risks with Aviva, DCL and Allianz. Specialist teams look after your client at every stage: one for new business and renewals, one for mid-term adjustments and one for claims. Fleet quotes take a little longer than 1 to 4 vehicle risks because we go to the fleet markets. Direct lines for each team are on the Our team page.

Cover you can place

A fleet carries risk across its vehicles, its loads and its people. Through us you can place:

• Commercial vehicle insurance
• Goods in transit cover with public and employers’ liability for haulage contractors, couriers and furniture removers
• Excess protection cover, to ease the cost of the excess after a claim

Help your client manage risk

Fewer incidents mean a cleaner claims record and a stronger position at renewal. Support available to your fleet clients includes:

• Health and safety services (on our main site)
• Subsidised driver training, to help drivers stay safe on the road
• Monetary bursaries available
• Terms and conditions apply

Extras worth adding

Round off your client’s cover with a few extras that deal with everyday fleet risks: contracts that ask for higher limits, disputed claims and the cost of the excess after a loss. For details, call us on 01242 544 544.

• Uplifted public liability and third party property damage limits: standard limits are typically £5,000,000 to £10,000,000, and we can go higher where your client needs it.
• Dashboard cameras: a premium discount, and help preventing fraudulent claims when it is one driver’s word against another’s.
• Excess reimbursement: protection against the cost of the excess after a fire, theft or fault accident claim, so a claim does not hit cash flow as hard.

Other covers we place

• Courier
• Tipper and mixer
• Goods in transit
• Media insurance
• Own goods for tradesmen
• Taxi
• Non-standard vehicles