Transport & Haulage
Specialist advice for operators, vehicles, fleets and the goods that keep Britain moving.

Transport remains one of Ratcliffes’ longest-standing areas of expertise, covering vehicles, fleets, courier and light haulage, tipper and mixer operators, and goods in transit and liability.
Vehicles and fleets
Whether you operate a single HGV, a growing mini fleet or a specialist vehicle, start with how the vehicle is used and what your business needs it to do.
Ratcliffes provides clear starting points for haulage, own-goods, courier and specialist vehicle operators.
The risks travel with the vehicle
Transport insurance is rarely only about the vehicle. Goods, contractual responsibilities and liabilities can travel with it, so we look at the wider operation alongside the motor risk.
We can explore Goods in Transit and Liability cover alongside the relevant vehicle insurance.
Talk through the operation
Tell us what you operate, where you work and what you carry. We can then direct you to the most relevant route and explain what needs to happen next.

