Private Clients
A more personal insurance conversation for people who want a broker to understand the value, detail and people behind what they own.
Tell us what you need and we will confirm the cover and insurers available to you.
This service is for clients whose homes, possessions, vehicles and travel needs benefit from a joined-up review. Speak to Ratcliffes to confirm what is currently available.
Home, buildings and contents
Start with the home and the way it is used: a main residence, second home, unusual property or a combination of buildings and contents. Ratcliffes will confirm which cover and markets are currently available.
Valuables and collections
Jewellery, watches, fine art and collections need a more considered conversation than a standard contents limit. Talk to us about what you need.
Prestige vehicles
A private-client review could bring high-value and enthusiast vehicles into the same conversation as the home and possessions. Speak to Ratcliffes about the schemes and options currently available.
Possessions away from home
We can consider worldwide possessions and travel as part of a joined-up review, where appropriate. The team will explain the geographic scope, limits and policy options available.
One considered programme
A personal broker conversation starts with your circumstances, then brings relevant homes, possessions, vehicles and travel risks together where the available market supports it.