Business & SME
Insurance conversations shaped around the way your business trades, from people and premises to vehicles and digital systems.
Tell us what you need and we will confirm the cover and insurers available to you.
This service gives business owners a clearer starting point. Ratcliffes already supports several established products shown below, and we can talk through other cover with you.
Protect the business itself
A business insurance review can start with what could interrupt trading, damage an asset or create a liability to someone else.
We can discuss liability and combined-cover options as part of this wider business service.
Protect premises and assets
Premises, stock, equipment and the cost of getting back to work deserve a clear route of their own. Talk to Ratcliffes about options for commercial property, offices, shops and retail, and property owners.
Protect your people
Ratcliffes has established Personal Accident and Annual Business Travel products. They provide a useful starting point for protecting employees, directors and business travellers.
Protect the work behind the screen
Cyber Liability is an established Ratcliffes product. Wider advice for Professional Indemnity and Management Liability is something the team can talk through with you.
Protect the vehicles that keep you moving
Commercial Vehicle Insurance can sit within the wider business conversation when vehicles support an operation outside the transport sector.